Medicare common questions?

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The easiest way to apply for Original Medicare is via the Social Security website. There is a quick Medicare application that should take you no longer than 10 minutes. Visit www.ssa.gov

You have a 7-month window to apply for Original Medicare during the 3 months prior to your 65th birthday month, the month of your birthday and the 3 months after your 65th birthday.

Medicare Advantage and Supplement Plans are offered through private insurance companies. Our friendly agents can help you to find a program that meets your needs and budget. Remember, there is NO COST to use our service. Simply call 320-267-1633 to speak with a Licensed Health Insurance Agent.

You missed your 7-month window for enrolling in Medicare, your next opportunity to enroll in Part A and Part B will be during the General Enrollment Period, January1st - March 31st. Coverage will then become effective July 1st.

Yes! If you delay enrolling in Medicare Part B or Part D beyond your Initial Enrollment Period, you may have to pay a late enrollment penalty. This penalty increases your monthly premium and lasts for as long as you have the coverage. It’s important to enroll on time to avoid these extra costs.

Yes! You can apply for Medicare in person at your local Social Security office.

Yes! There are several resources that can help you with Medicare; such as,  Medicare/ State Health Insurance Assistance Program (SHIP) 1-800-633-4227,  Medicare Rights Center,  Social Security Administration 1-800-772-1213, or State  Medical Assistance (Medicaid) Office.

If you’re automatically enrolled in Medicare, your red, white, and blue Medicare card will arrive about 3 months before your 65th birthday or your 25th month of disability benefits.

If you enroll yourself, your card usually arrives within 2–4 weeks after your application is approved.