Medicare common questions?

How Do I Apply for Medicare?

The easiest way to apply for Original Medicare is via the Social Security website. There is a quick Medicare application that should take you no longer than 10 minutes. Just visit ssa.gov

When Should I Apply for Medicare?

You have a 7-month window to apply for Original Medicare during the 3 months prior to your 65th birthday month, the month of your birthday and the 3 months after your 65th birthday.

How do I Apply for a Medicare Advantage or Medicare Supplement Plan?

Medicare Advantage and Supplement Plans are offered through private insurance companies. Our friendly agents can help you to find a program that meets your needs and budget. Remember, there is NO COST to use our service. Simply call 320-267-1633 to speak with a licensed agent.

What if I missed my Initial Enrollment Period?

You missed your 7-month window for enrolling in Medicare, your next opportunity to enroll in Part A and Part B will be during the General Enrollment Period, January1st - March 31st. Coverage will then become effective July 1st.

Are there penalties for enrolling late?

Yes! If you do not enroll in Part B coverage during your Initial Enrollment Period, you could be subject to premium penalties for as long as you have Medicare coverage.

Can I Apply for Medicare in person?

Yes! You can apply for Medicare in person at your local Social Security office.

Can I get assistance applying for Medicare?

Yes! There are several resources that can help you with Medicare; such as, Medicare/ State Health Insurance Assistance Program (SHIP) 1-800-633-4227, Medicare Rights Center, Social Security Administration 1-800-772-1213, or State Medical Assistance (Medicaid) Office.

When do I get my Medicare Card?

You'll get your Medicare card about three months before you turn 65.